Credit reports online Reno

Temple, an accountant, surfed to TrueCredit.com, a popular website owned by TransUnion, one of the Big Three credit bureaus. There she purchased her TransRisk credit score, TransUnion's assessment of her credit worthiness. Temple thought her score 608 was just high enough for her to qualify to buy a credit reports online Reno $207,000 home in a gated community in Holiday, Fla.

WATCH OUT: Typos can lead you to imposter credit sites "I was so excited," says Temple, who signed a purchase agreement with her fianc. The mortgage company, it turned out, judged Temple, 33, differently.

It looked at her FICO score, the assessment widely used by lenders, based on a formula supplied by Fair Isaac.

Temple's FICO score was nearly 100 points lower than her TransRisk score.

"Needless to say, we had to back out of our contract," she says. get your credit report online

Temple didn't know that TransUnion and the other credit reports online Reno bureaus are trying to wrest control of the credit reports online Reno credit-scoring market from Fair Isaac. She had no way of knowing the competing scores differed. Confusion awaits any consumer who dares tread online in search of a credit score, credit reports online Reno personal finance experts say.

"It's one of the biggest rip-offs you can find," says credit consultant John Ulzheimer, author of credit reports online Reno You're Nothing But A Number: Why Achieving credit reports online Reno Great Credit Scores Should Be On Your List of Wealth Building Strategies. best site for free credit report Consumers are also getting tricked into paying for basic credit reports before obtaining the ones they can credit reports online Reno get free, as mandated by the federal government in 2003. The only place those free reports are available is credit reports online Reno at AnnualCreditReport.com, run jointly by the Big Three (Experian, TransUnion credit reports online Reno and Equifax (EFX)). Yet, dozens of websites affiliated with the bureaus falsely imply that they can also distribute the government-mandated free reports. At FreeCreditReport.com, ConsumerInfo.com, PrivacyMatters.com, Free3BureauCreditReport.com and other similarly named websites, free trial offers and package deals abound.

The credit reports online Reno most ubiquitous: pitches for free credit reports and free credit scores if you subscribe to a "credit monitoring" service that alerts you each time a lender credit reports online Reno checks your credit history, says Robert Mayer, a University of Utah professor who has analyzed credit reports online Reno two dozen such sites for Consumer Reports WebWatch. 3 major credit reports